Category archives: Renters Insurance Florida

Florida Renters Insurance

It happens all the time.  People go to Florida on vacation, and end up loving the laidback, beachy vacation feel the town has.  You decide to move to Florida so you, too, can enjoy the sand and sun year round.  Until you find a place to buy, you found a cute little house – near the beach – that you rent.  While you’re setting up the utilities, getting the phone turned on and the newspaper delivered, forwarding your mail; make sure that you get Florida renters insurance from FloridaInsuranceQuotes.net.

Your landlord has insurance that covers the house.  The next time a “no-name” storm hits the coastline and some trees crash down on the back porch, your landlord’s insurance will cover the structure.  The cute bistro set you brought with you? Not covered.  Antique tea set that you had artfully arranged on a table? Not covered.  That’s why you need Florida renters insurance.

Florida renters insurance covers your possessions – the things you lovingly packed and moved into that cute little house to make it your home – from damage and theft.  For a low monthly payment, you can have the peace of mind that comes from knowing your stuff is covered.

It is easy to dismiss the idea of renters insurance.  After all, what are the chances that you’ll need it? That’s the tricky thing about insurance – until you need it, you won’t know how valuable it really is.  Think about how expensive it would be to replace that flat screen TV and laptop that got damaged when the roof leaked.  Not only would it be inconvenient, it would far exceed the monthly cost of Florida renters insurance.  Florida accommodations can include a house, condo, apartment or trailer.  No matter what type of housing you have, Florida renters insurance can cover your belongings.

After you’ve been in your home a while, you may decide to get rid of your dark furnishings and look for something a little more Florida style.  In the tradition of Floridians, you put out a few signs and hold a weekend yard sale.  One of the early bird shoppers is wandering among the tables when she trips over your set of golf clubs.  Horrified, you offer a washcloth and band-aids, and she shuffles off without buying anything.  Your day is a success and you’re pretty happy with the new furnishings that you bought from the proceeds, but the joy evaporates when you open a letter from a law firm informing you that you’re being sued.  That sweet shopper is seeking thousands in damages from her fall.

Fortunately, you went ahead and got Florida renters insurance – so you’re not worried.  One call to your insurance agent and you whistle while you head down to the beach to watch the sunset. Your insurance covers not only your possessions; it covers accidents that may happen in and around your home – giving you true peace of mind.